Protection for you and your family

Protect your lifestyle should a tragedy occur with a variety of lifestyle insurance products. Life insurance isn’t something people generally like to think or talk about, but it’s a way to give you peace of mind and protect your family’s future should you die. It allows you to provide some financial security to your spouse, civil partner and/or children.

Financial support certainly can’t compensate for the terrible loss of someone you love, but having to deal with the burden of debts and worries about finances is the last thing needed by those left behind.

Life insurance policies offer the addition of critical illness, we are more and more likely, as medical advances are made, to suffer a critical illness and survive than ever before, coping with such an event can be a difficult time to say the least, though we would rather not have to claim, a lump sum can help relieve some of the stress and allow us to concentrate on getting better.
What would happen if you had an accident or illness that prevented you from working? How long would your employer pay you for? How would you pay the bills when they stopped? An income protection policy will take that worry away and let you focus on getting better. The best insurers will actually aid your rehabilitation and your help on the road to recovery.

What we cover:

  • Life Cover – pays a lump sum if you die. Used to provider for loved ones, pay off debt and as part of an inheritance tax planning strategy
  • Critical/Serious Illness – pays a lump sum if you are diagnosed with a specified illness. Often used to aid rehabilitation, make adjustments at home and pay medical bills  Income
  • Protection – pays a tax free income if you are unable to work due to an accident or illness

Your questions answered: